Which of the following are clues indicating that a person may be engaging in fraud?

The indicators of potential fraudulent behavior are key for organizations looking to mitigate risks. Each clue in the question points to behavioral patterns or lifestyle choices that can raise suspicion:

Secretive behavior often suggests that an individual is hiding something. If someone is evasive about their work or personal activities, it may indicate that they are engaged in dishonest practices, such as manipulating financial records.

Expensive lifestyles can be a significant red flag. Individuals whose earnings do not align with their extravagant spending may be supplementing their income through illicit means. This inconsistency can potentially point to fraud or embezzlement, especially if there is a notable gap between someone's reported income and their visible lifestyle.

Long hours or untaken holidays can reflect a range of issues, including workplace stress or potential involvement in questionable practices. However, if this behavior is coupled with secrecy or a lavish lifestyle, it might indicate that an individual is working hard to cover up fraudulent activities or is involved in complex schemes that require their constant attention.

Considering these points, the choice that encompasses all these behaviors suggests a comprehensive view of warning signs associated with fraud. By recognizing such patterns collectively, organizations can implement stronger controls and monitoring to deter fraudulent activities.